Van Horn Law Group Win helps ensure legal access to underserved communities

Chief Justice Laurel M. Isicoff alongside Van Horn Law Group, its founding partner Chad Van Horn, and lawyer Melissa Goolsarran Ramnauth who argued the case for the company in a case alleging that the company had violated federal bankruptcy law by offering legal agreements to two contracts in the Chapter 7 cases. These forked agreements – an original contract and bankruptcy filing fees and a second contract to complete the bankruptcy process with fees paid over time without interest – allow low-income people to access the bankruptcy process.

“The legal system must be open to everyone in need, not just those who can afford it, ”said Van Horn. “We structure our agreements to help those in dire financial need – many of whom are already facing wage garnishments and barely making ends meet when they come to us. Requiring full payment before declaring bankruptcy excludes them. low-income communities and denies them access to quality representation for their bankruptcy filing. Our firm is committed to serving individuals and families from all economic strata, especially those who struggle the most. “

While Van Horn The two-contract business model allows the company to compete for low-income customers – having used this process for more than 2,000 cases since its inception – it also increases costs for the company. For example, the company had to build and manage an infrastructure to accommodate payments. In addition, these payments are not necessarily guaranteed against the requirement of full payments before deposit.

“We are doing everything we can to defend the underdog because we believe it is unreasonable to exclude those people from the bankruptcy process who need help the most,” said Van Horn. “We implemented this process because it is in the best interest of our community and provides people with debt with a way to access the powerful bankruptcy system.”

This issue talks about the Van Horn Law Group’s mission: to restore peace of mind to those in financial distress by providing top-notch, affordable legal services with compassion, understanding and respect. His broader vision is to establish the Van Horn Law Group as a strong advocate for debtors’ rights in the Florida State and across the country to dispel the stigma associated with bankruptcy, empowering citizens to know their rights and giving them access to the legal system.

Van Horn Legal Group, Pennsylvania

Van Horn Law Group, founded in 2009 by Chad Van Horn, 37, is the largest bankruptcy law firm Broward County, Florida, based on filings, according to, and practices in the areas of personal and business bankruptcy, student loan consolidation and litigation, estate planning / asset protection, estate planning / protection LGBT assets, foreclosure defense, corporate representation, debt consolidation, civil litigation, debt relief and consumer law. The company was ranked among the 5,000 fastest growing private companies in United States in 2019 and 2020 by Inc. magazine.

Van Horn, graduated from Pittsburgh Robert Morris University with a BS in Business Management, discovered his niche in bankruptcy by working as a clerk for a bankrupt law firm during the day and pursuing a law degree at night. He received his Juris Doctor from Nova Southeastern University Shepard Broad Law Center in 2009 and founded his bankruptcy firm shortly thereafter. Van Horn author of two books, The life of debt, an Amazon bestseller in 24 hours, and Everything you need to know about bankruptcy in Florida. He holds consumer and business bankruptcy certifications from the American Board of Certification (ABC), a nonprofit organization for legal professionals that grants formal certification in specific areas of law.

Van Horn Law Group, PA is headquartered in Fort Lauderdale, Florida. For more information call (954) 765-3166 or visit

SOURCE Van Horn Law Group, PA

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